SBI Cards and Payment Services Ltd is a subsidiary of State Bank of India, one of the largest banks in India. Established in 1998, SBI Cards has become a leading player in the credit card industry, offering a wide range of cards to suit different needs. With a customer base of over 10 million, SBI Cards is committed to providing innovative and convenient payment solutions to its customers.
Fundamentals of SBI Cards And Payment Services
Here is the fundamentals of SBI Cards And Payment Services
Market Cap: ₹ 71,246.27
As of 4/14/2023, SBI Cards And Payment Services’s market cap was ₹ 71,246.27, indicating its overall size and value in the market.
PE Ratio: 31.77
PE Ratio: 31.77 as of 4/14/2023, indicating how much investors are willing to pay for each dollar of the company’s earnings.
EBITDA Margin (%): 20.3 %
SBI Cards And Payment Services’s EBITDA margin was 20.3 %, indicating the company’s earnings before interest, taxes, depreciation, and amortization as a percentage of its revenue.
Revenue Growth 1-Year (%): 14.85 %
Over the past year, SBI Cards And Payment Services’s revenue growth was 14.85 %, indicating its growth or decline in revenue over the last 12 months.
Net Profit Growth 1-Year (%): >64.16 %
Over the past year, SBI Cards And Payment Services’s net profit was 64.16 % as 1 Year net profit %, indicating its growth or decline in profits over the last 12 months.
SBI Cards And Payment Services Share Price Target Prediction Using Fundamentals
SBI Cards and Payment Services Ltd is a leading player in the Indian credit card market with a market cap of ₹ 71,246.27 crore. The company has shown strong revenue growth of 14.85% in the last year, which is a positive sign for investors. Additionally, the net profit growth of 64.16% indicates that the company is efficiently managing its operations and generating profits.
The current PE ratio of 31.77 suggests that the stock is slightly overvalued, but this could be justified by the company’s strong growth prospects. The EBITDA margin of 20.3% is also healthy, indicating that the company is generating strong cash flows from its operations.
Looking ahead, SBI Cards and Payment Services Ltd is well-positioned to benefit from the growing demand for credit cards in India. The company has a strong brand and a wide distribution network, which should help it to continue growing its market share. Overall, the company’s strong financial performance and growth prospects make it an attractive investment opportunity for long-term investors.
SBI Cards And Payment Services Share Price Targets
After analyzing the fundamentals of SBI Cards And Payment Services, Here are the share price targets the SBI Cards And Payment Services company shown in the table below.
| Year | Share Price Target 1 | Share Price Target 2 |
|---|---|---|
| 2023 | 783 | 813 |
| 2024 | 843 | 873 |
| 2025 | 903 | 933 |
| 2026 | 963 | 993 |
| 2027 | 1023 | 1203 |
| 2028 | 1383 | 1563 |
| 2029 | 1743 | 1923 |
| 2030 | 2103 | 2283 |
SBI Cards And Payment Services Share Price Target 2023
As per fundamental analysis and chart analysis which we did, we got few share prediction for
The target share price of SBI Cards And Payment Services for the year 2023, the 1st target could be ₹783 and 2nd target is around ₹813
SBI Cards And Payment Services Share Price Target 2024
The target share price of SBI Cards And Payment Services for the year 2024, the 1st target could be ₹843 and 2nd target is around ₹873
SBI Cards And Payment Services Share Price Target 2025
The target share price of SBI Cards And Payment Services for the year 2025, the 1st target could be ₹903 and 2nd target is around ₹933
SBI Cards And Payment Services Share Price Target 2026
The target share price of SBI Cards And Payment Services for the year 2026, the 1st target could be ₹963 and 2nd target is around ₹993
SBI Cards And Payment Services Share Price Target 2027 to 2030
The target share price of SBI Cards And Payment Services for the years 2027, 2028, 2029, and 2030 will be ₹1023, ₹1383, ₹1743, and ₹2103 respectively.
Conclusion
In conclusion, SBI Cards and Payment Services Ltd has demonstrated impressive revenue and net profit growth, indicating efficient management and profitability. While the current PE ratio suggests slight overvaluation, the company’s strong growth prospects and healthy EBITDA margin make it an attractive investment opportunity for long-term investors. With a strong brand and wide distribution network, SBI Cards is well-positioned to benefit from the growing demand for credit cards in India.
